Hey Vick,
Thanks for your question/concern. I hope your doing well.
In the WildCard round you did not make any picks and Dheerja picked two out of the 4 picks correctly. Hence that allready gave her a 2 point advantage over you.
In the Divisional Matchups you picked the Chargers and Cardinals, but did not state the rest of your picks, Dheerja picked three out of the four matchups correctly. Hence that gave her an additional 4 point advantage over you. You also stated that the Cardinals would go to the superbowl 2 weeks ago and i give you a lot of credit for that.
In the Championship matchups you both picked identicly and both of you were awared 6 points each.
To conclude, Dheerja had more correct picks and made more picks than you in the wildcard and divisional matchup, hence has more total points.
With that said, you have the ability come back and now have the opportunity to win this. If anyone is going to be upset it will probably be Djheera since she was more consistant with her picks earlier but now have to defend her first place in the last week.
The way i have structured this is that people with fewer points still have a chance to win....you were a prime example of this and now your in a great position to win this.
I hope this awnsers your questions, take care.
Thank You,